Stoudt AdvisorsWelcome to StoudtAdvisors

StoudtAdvisors is excited to announce we have partnered with Crawford Advisors, LLC, a portfolio company of AssuredPartners, Inc. Crawford Advisors is one of the nation's largest and best-equipped full-service benefits consulting and brokerage firms.
“As we continue our expansion efforts with AssuredPartners, we look for agencies that share Crawford Advisors’ values and commitment to excellence,” said Crawford Advisors President Reagan Crawford. “Crawford Advisors has served employee benefit needs since 1977 and has thrived on client-driven innovation. We welcome our newest associates to Crawford Advisors and AssuredPartners.”

StoudtAdvisors is committed to being a trusted partner in the employee benefits arena. In these difficult economic times we continue to offer quality benefit choices at competitive rates. Our Hanover Area Chamber Healthcare Plan and the Susquehanna Healthcare Coalition each offer our clients discounted coverage options. Our extensive expertise with our private exchange,Bright Choices is a great solution for companies looking to managed their benefit budget while offering their employees more choices than ever before. So if you have 2 employees or 10,000 employees we have a solution for you.

We are passionate about cultivating long-term, meaningful relationships, by collaborating with our clients to plan, develop and implement a comprehensive, innovative benefits package that will maximize the health and well being of our client’s employees and its business. With over 200 years of combined knowledge in employee benefits, our staff is ready to put their experience to work for you.

We invite you to explore our website and discover the possibilities.

      Crawford Advisors

Read our latest blog postings by clicking here.

For the latest benefits and compliance webinars, click here.

Education Seminars    Think Local

Employee Benefits

COBRA Qualifying Events

An employer must offer COBRA coverage when group health plan coverage ends (or would end) due to a qualifying event. COBRA includes a specific list of seven events that can be considered qualifying events if they result in a loss of group health plan coverage. Not all losses of health plan coverage are caused by qualifying events. This Legislative Brief provides an overview of qualifying events under COBRA.

HCR: Reinsurance Fees - Examples of Counting Methods

On Aug. 18, 2015, CMS published a bulletin that provides operational guidance and examples for contributing entities on how to calculate their annual enrollment counts for purposes of the reinsurance fees. For the 2015 benefit year, contributing entities are required to submit their annual enrollment count no later than Nov. 16, 2015. This Legislative Brief contains CMS' guidance.

Final IRS Forms and Instructions for 6055/56

On Sept. 17, 2015, the IRS released final 2015 versions of Forms 1094-B, 1095-B, 1094-C and 1095-C, along with related instructions, that employers will use to report under Sections 6055 and 6056. The final instructions include extensions of time to file and a process to obtain an electronic reporting waiver, as well as important clarifications on reporting of HRA coverage. This Health Care Reform bulletin provides an overview of key clarifications in the final forms and instructions.

Human Resource

Medicare Part D Creditable Coverage Disclosure Notices Due This Month

This Legislative Brief provides an overview of the requirements plan sponsors must meet for providing Creditable/Non-Creditable Coverage Disclosure Notices to Medicare Part D eligible individuals and to CMS.

HSA – Distribution Rules

This Legislative Brief provides a general overview of the rules and potential tax consequences for distributions from Health Savings Accounts (HSAs).

HR Brief - October 2015

This HR brief gives an overview of how employers can accommodate transgender workers, highlights the importance of proper worker classification and discusses the popularity of telecommuting among workers.

Benefit Buzz

This month's Benefits Buzz covers the finalized guidelines for electronic reporting under Internal Revenue Code Sections 6055 and 6056, student loan repayment assistance benefits and separate Section 6055 reporting requirements for HRAs.


October Newsletter

This month's issue includes information on wearable fitness trackers, tips for better sleep, the benefits of oatmeal and a healthy oatmeal muffin recipe.

Children's Safety: Halloween

This flyer provides costume, pumpkin carving, trick-or-treating and other Halloween safety tips for kids.