Stoudt AdvisorsWelcome to StoudtAdvisors

StoudtAdvisors is committed to being a trusted partner in the employee benefits arena. In these difficult economic times we continue to offer quality benefit choices at competitive rates. Our Hanover Area Chamber Healthcare Plan and the Susquehanna Healthcare Coalition each offer our clients discounted coverage options. Our extensive expertise with our private exchange,Bright Choices is a great solution for companies looking to managed their benefit budget while offering their employees more choices than ever before. So if you have 2 employees or 10,000 employees we have a solution for you.

We are passionate about cultivating long-term, meaningful relationships, by collaborating with our clients to plan, develop and implement a comprehensive, innovative benefits package that will maximize the health and well being of our client’s employees and its business. With over 200 years of combined knowledge in employee benefits, our staff is ready to put their experience to work for you.

We invite you to explore our website and discover the possibilities.

Focus E-Newsletter

Read our latest Focus e-newsletter, or view past Focus releases:



  • All About Exchanges
  • Exploring Your Options
  • Tips for Making the Transition
Sound Advice
Education Seminars    Think Local

Employee Benefits

DOL Issues Final Rule to Expand FMLA Protections for Same-sex Spouses

On Feb. 25, 2015, the DOL issued a final rule under the FMLA that expands federal family leave rights for same-sex spouses, regardless of where same-sex couples reside. The DOL’s new guidance for same-sex spouses takes effect on March 27, 2015. This Compliance Bulletin summarizes the final rule’s guidance, including its impact on FMLA leave for same-sex couples and their families.

Supreme Court Rejects Presumption of Lifetime Retiree Benefits

On Jan. 26, 2015, the U.S. Supreme Court issued its decision in M&G Polymers USA, LLC v. Tackett, ruling that the retiree health care provisions of collective bargaining agreements should be interpreted according to the ordinary principles of contract law. The Supreme Court's decision struck down the "Yard-man inference," which treated health-care benefits provided to retirees as vested for life when collective bargaining agreements were silent or unclear on the duration of benefits.

Trends in Health Insurance Costs

This Fact File examines trends in health insurance costs.

Human Resource

Medicare Part D Disclosures due by March 1, 2015 for Calendar Year Plans

Each year, employers whose health plans include prescription drug coverage must disclose to the Centers for Medicare & Medicaid Services (CMS) whether that coverage is creditable. Employers must complete an online disclosure with CMS within 60 days after the beginning of the plan year, or March 1, 2015, for calendar year plans. This compliance bulletin summarizes the Medicare Part D disclosure requirement with CMS.

HR Brief - March 2015

This brief gives an overview of several HR topics, including FMLA and workers' compensation, the coming Supreme Court ruling on same-sex marriage and apprenticeships.

Benefit Buzz

This month's Benefits Buzz provides information about the individual mandate penalty cap, wellness program popularity and the Supreme Court's ruling on retiree benefits.


March Newsletter

This month's issue covers minimum exercise recommendations, chronic acid reflux and National Nutrition Month..

Everyday Health and Wellness

In this newsletter, learn about simple daily things you can do to live your healthiest life.