Stoudt AdvisorsWelcome to StoudtAdvisors

StoudtAdvisors is committed to being a trusted partner in the employee benefits arena. In these difficult economic times we continue to offer quality benefit choices at competitive rates. Our Hanover Area Chamber Healthcare Plan and the Susquehanna Healthcare Coalition each offer our clients discounted coverage options. Our extensive expertise with our private exchange,Bright Choices is a great solution for companies looking to managed their benefit budget while offering their employees more choices than ever before. So if you have 2 employees or 10,000 employees we have a solution for you.

We are passionate about cultivating long-term, meaningful relationships, by collaborating with our clients to plan, develop and implement a comprehensive, innovative benefits package that will maximize the health and well being of our client’s employees and its business. With over 200 years of combined knowledge in employee benefits, our staff is ready to put their experience to work for you.

We invite you to explore our website and discover the possibilities.

Focus E-Newsletter

Read our latest Focus e-newsletter, or view past Focus releases:


Winter 2013

  • All About Exchanges
  • Exploring Your Options
  • Tips for Making the Transition
Sound Advice
Education Seminars    Think Local

Employee Benefits

IRS Expands Rules for Mid-Year Election Changes Under Cafeteria Plans

On Sept. 18, 2014, the IRS issued Notice 2014-55, which expands the situations in which individuals can change their health coverage elections under a Section 125 cafeteria plan. Notice 2014-55 addresses cafeteria plan elections in two specific situations related to the availability of coverage through a Health Insurance Exchange. This Health Care Reform Bulletin provides an overview of that Notice.

Annual Medicare Part D Notices Are Due by Oct. 14, 2014

Group health plan sponsors must provide the annual Medicare Part D creditable coverage disclosure notices to Medicare-eligible individuals before Oct. 15, 2014—the start date of the annual enrollment period for Medicare Part D. This Compliance Bulletin summarizes the requirement to provide Medicare Part D notices, including the upcoming deadline, the availability of model notices and permissible ways to deliver the notices.

EEOC Issues New Enforcement Guidance on Pregnancy Discrimination

On July 14, 2014, the EEOC issued new enforcement guidelines on the treatment of pregnant employees under the Pregnancy Discrimination Act and the Americans with Disabilities Act. This guidance is effective immediately.

Navigate Uncharted Waters with an Experienced Crew

The passing of the Affordable Care Act has pushed employers to face a swiftly changing course in an ocean of different options. Fortunately, private exchanges such as Liazon's Bright Choices have sailed these seas before. View this video more how you can partner with StoudtAdvisors to navigate these uncharted waters. To see the entire infographic, click here.

Human Resource

2015 Open Enrollment Checklist

To prepare for open enrollment, health plan sponsors should become familiar with the legal changes affecting plan design for 2015. In addition, health plan sponsors should make sure that open enrollment packages include certain participant notices. This Legislative Brief includes an open enrollment checklist for the 2015 plan year.

HR Brief - September 2014

This month's HR Brief gives an overview of several HR topics, including "ban the box" legislation and the EEOC's new pregnancy discrimination guidance.

Benefit Buzz

This month's Benefits Buzz gives an overview of the IRS draft forms for health coverage reporting, the ACA's revised affordability percentages and the conflicting federal court rulings regarding Exchange subsidies.


September Newsletter

This month's issue discusses camping safety, Healthy Aging Month, low-impact exercise, traditional versus Roth retirement accounts and an arroz con pollo recipe.

All About Sunscreen

This flyer educates readers on the differences in sunscreen labeling and includes recommended guidelines from the American Academy of Dermatologists.