Stoudt AdvisorsWelcome to StoudtAdvisors

StoudtAdvisors is committed to being a trusted partner in the employee benefits arena. In these difficult economic times we continue to offer quality benefit choices at competitive rates. Our Hanover Area Chamber Healthcare Plan and the Susquehanna Healthcare Coalition each offer our clients discounted coverage options. Our extensive expertise with our private exchange,Bright Choices is a great solution for companies looking to managed their benefit budget while offering their employees more choices than ever before. So if you have 2 employees or 10,000 employees we have a solution for you.

We are passionate about cultivating long-term, meaningful relationships, by collaborating with our clients to plan, develop and implement a comprehensive, innovative benefits package that will maximize the health and well being of our client’s employees and its business. With over 200 years of combined knowledge in employee benefits, our staff is ready to put their experience to work for you.

We invite you to explore our website and discover the possibilities.

Focus E-Newsletter

Read our latest Focus e-newsletter, or view past Focus releases:



  • All About Exchanges
  • Exploring Your Options
  • Tips for Making the Transition
Sound Advice
Education Seminars    Think Local

Employee Benefits

Health Care Reform: Certifications of Employee Eligibility for Subsidies

The ACA requires Exchanges to send a notice to employers regarding employees who purchase coverage through an Exchange and qualify for a health insurance subsidy. These notices are also called “Section 1411 Certifications.” This Legislative Brief provides an overview of the certifications, including an employer’s right to appeal an employee’s eligibility for a subsidy. It also discusses how the certifications relate to the ACA’s shared responsibility penalty for applicable large employers.

IRS Invites Comments on Cadillac Tax Implementation for 2018

On Feb. 23, 2015, the IRS issued Notice 2015-16 to begin the process of developing guidance to implement the Cadillac tax. Proposed or final regulations have not yet been issued. This Health Care Reform Bulletin provides an overview of Notice 2015-16, which describes potential approaches with regard to a number of issues under the Cadillac tax and invites comments on these approaches.

Trends in Health Insurance Costs

This Fact File examines trends in health insurance costs.

Human Resource

Affordable Care Act - Are You an Applicable Large Employer?

The Internal Revenue Service issued this publication (Publication 5208) on March 10, 2015, to help employers determine whether they are considered applicable large employers under the ACA's employer shared responsibility provisions.

HR Brief - April 2015

This brief highlights employee handbook reviews, benefits surveys, and a DOL ruling on same-sex marriage and the FMLA.

Benefit Buzz

This month's Benefits Buzz features the new guidance for employer payments of individual premiums and the IRS release of ACA reporting forms and instructions.


April Newsletter

This month's issue covers new cholesterol guidelines, training tips for a 5K, Google's new medical information, identity theft prevention and a recipe for baked cabbage.

Allergies: Seasonal Relief

In this flyer, learn quick tips for avoiding allergy flare-ups during the winter, spring, summer and fall.