Stoudt AdvisorsWelcome to StoudtAdvisors

StoudtAdvisors is committed to being a trusted partner in the employee benefits arena. In these difficult economic times we continue to offer quality benefit choices at competitive rates. Our Hanover Area Chamber Healthcare Plan and the Susquehanna Healthcare Coalition each offer our clients discounted coverage options. Our extensive expertise with our private exchange,Bright Choices is a great solution for companies looking to managed their benefit budget while offering their employees more choices than ever before. So if you have 2 employees or 10,000 employees we have a solution for you.

We are passionate about cultivating long-term, meaningful relationships, by collaborating with our clients to plan, develop and implement a comprehensive, innovative benefits package that will maximize the health and well being of our client’s employees and its business. With over 200 years of combined knowledge in employee benefits, our staff is ready to put their experience to work for you.

We invite you to explore our website and discover the possibilities.

Focus E-Newsletter

Read our latest Focus e-newsletter, or view past Focus releases:



  • All About Exchanges
  • Exploring Your Options
  • Tips for Making the Transition
Sound Advice
Education Seminars    Think Local

Employee Benefits

Proposed Regulations Issued on SBCs

The ACA requires group health plans and health insurance issuers to provide a summary of benefits and coverage (SBC) to applicants and enrollees at certain times. On Dec. 22, 2014, proposed regulations were released on the SBC requirement. The proposed regulations would amend the final SBC regulations from Feb. 14, 2012, and would revise the SBC template and related documents. This Compliance Bulletin provides an overview of the proposed regulations.

Medical Plan Preferences in an Environment of Choice

Consumers are open to restrictions in provider access in exchange for lower premiums. This white paper provides insights into the preferences of employees who participate in private health care exchanges.

Navigate Uncharted Waters with an Experienced Crew

The passing of the Affordable Care Act has pushed employers to face a swiftly changing course in an ocean of different options. Fortunately, private exchanges such as Liazon's Bright Choices have sailed these seas before. View this video more how you can partner with StoudtAdvisors to navigate these uncharted waters. To see the entire infographic, click here.

Human Resource

ERISA Compliance FAQs: What is an ERISA Plan?

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers. This Legislative Brief includes a set of frequently asked questions (FAQs) to help employers determine whether their employee benefits plans are subject to ERISA. It addresses the employers and plans that are subject to ERISA, including the ERISA exemptions for payroll practices and voluntary plans.

Embedded and Non-embedded Deductibles

Click here to read how different types of deductibles work.

Benefit Buzz

This month's Benefits Buzz gives an overview of the proposed benefit and payment parameters for 2016, the new ACA affordability percentages for 2016 and the ending of the requirement to provide HIPAA Certificates.


January Newsletter

This month's issue offers strategies to tackle personal goals in 2015, as well as information on avoiding crowds at the gym and counting calories while dining out.

Get Active!

This employee newsletter offers tips on how to start exercising and make it a habit.